Ronald J. Cappuccio, J.D., LL.M.(Tax) Lawyer nj tax attorney


Help With Short Sales, Consumer Debt, Business Debt

Short Sales


short sale is when the sale of a home or commercial real estate is for less than the total amount due on the mortgage. For example, if a mortgage loan is $300,000 and the home can only be sold for $250,000, the Seller must get permission from the lender to sell the house. This is a "short sale" because the amout paid to the mortgage lender is "short" or simply less than the balance due. There is a lot of bad advice about short sales. Be careful and get a good lawyer


Loan Modification

Are you getting threatened with a potential mortgage foreclosure? Having your attorney negotiate a loan modification can help change some the terms of your mortgage. For example, a lowered interest rate may make your monthly payment more affordable to help avoid foreclosure. Sometimes, past due payments can be rolled into the package to keep you current.

Short Refinances

Short Refinances are a method for homeowners to get out from under a mortgage that is
more than the value of their home  When a homeowner is delinquent on payments and the value of the home is less than the mortgage balance, most people feel helpless. It seems there is no choice but to loose their home from either a short sale or foreclosure.

 

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Ronald J. Cappuccio, J.D., LL.M.(Tax)
Counsellor at Law
1800 Chapel Avenue West, Suite 128
Cherry Hill, NJ 08002 USA
Phone (856) 665-2121
Fax (856) 665-9005
Email: Ron@TaxEsq.com

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